CreditRelief Buddy — Bank Eligibility & Underwriting CRM

Product Rules

Manage your Product rules and configurations

BANK & PRODUCT	CREATED BY	UPDATED BY	CREATED	UPDATED	STATUS	ACTIONS

Dashboard Command Center

Real-time overview of CRM lead pipeline, partner bank rules, and credit profile analytics

Live

Total Active Leads

Eligible

CRM Approved

Pending

Pending Follow-up

Total

Disbursed Cases

▼ Live Lead Pipeline

0 Leads

Lead Intelligence & Categorization Presets

Click box to open set

Daily Activity: Punched vs Approved vs Rejected

Today's Activity

CIBIL Score Distribution

CRM Portfolio

Customer Master

Manage customer directory records and details

Customer Records Directory

Records index is loaded. Ready to add, view, or filter customer details.

CRM Leads Management & Case Prioritization

Prioritize high-convertible leads, track policy deviations, and manage pipeline conversions

TL Sorting Preset:

Daily Checklist Filters:

Total 10 Leads

LEAD ID	NAME	MOBILE	LOAN REQ	STAGE	SOP TAG & PRIORITY	ASSIGNED TO	CREATED	ACTIONS

Create New Lead

Fill in all details and run CIBIL analysis

Loan Details

Loan & Enquiries

Eligibility Results

STEP 1 OF 3

Loan & Applicant Profile Details

Enter applicant profile, income, company & loan requirements for multi-bank eligibility matching

Wizard Progress

33% Complete

Applicant Details

Enter the applicant details

Applicant Full Name (as per PAN)

Email Address

Registered Mobile Number

Date of Birth

Age (Years)

PAN Number

Duration at Present Residence

House Ownership

Marital Status

Professional Information

Enter the lead's professional details

Current Employment Duration

Total Employment Duration

Net Monthly Income (₹)

Employment Type

Company * Check Category

Other Income Details

Add bonus, incentives, and Other Income Details

Est. Monthly Income (Standard Gross)

₹0 / month * Individual bank % and division rules apply during bank eligibility calculation.

Base Salary ₹0

+ Additional Income +₹0

Loan Requirement Details

Enter pincode, loan amount and tenure

PIN Code

Requested Loan Amount (₹)

Requested Tenure (Years)

Available Document Proofs

Select the available document proofs

Current Address Proof Available Utility bill, rental agreement

Permanent Address Proof Available Aadhar, passport, voter ID

Residence Ownership Proof Available Property papers, registry

Credit Summary

Cibil Score

Excellent

Upload PDF CIBIL Report Drag and drop CIBIL PDF or click to browse files

PDF Password (Optional)

Personal Loans

Housing Loans

Credit Cards

App Loans

Add Loan

Total 0 Eligible 0 Not Eligible 0 Success 0%

Eligible Banks (0)

Not Eligible Banks (0)

User Management

Set credentials, permissions, and roles

Identity & Access Control

User credentials and security roles are managed securely.

Master Configuration

Configure core application variables and parameters

Bank Management

Manage your banking partners and configurations

Edit Bank

Update bank details

Bank Name *

Alias Name Used to match this bank against bureau report return

Status

Bank Logo

Choose File JPEG, PNG, GIF - Max 2MB

Calculation-only (not active for disbursement, still shown in Lender dropdown) Application-loan only (auto-toggles the "Application Loan" switch in Step 2 for this lender)

Secured Loan Types Offered / Accepted for Higher FOIR Boost

Select secured loan types this bank offers / accepts

When an applicant has active loans matching these selected types, this bank will award the higher Secured FOIR % in eligibility calculations.

	Bank Name	Alias Name	Status	Calc Only	App Loan Only	Secured Loan Types	Created Date	Actions

Showing 1-50 of 0 banks

Page 1 of 1

EMI Amount Config

Configure percentage of total amount per account type or lender name

Account Type / Lender Name	Percentage	Actions

Product Configurations

Modify active loan products, multipliers, and interest bounds.

Companies Management

Manage your company records and configurations (Supports 4 Lakh+ Companies with CIN)

Total Companies

With CIN

CIN Pending

Filtered Records: 0

COMPANY	REGISTRATION	CIN	ACTIONS

Showing 0-0 of 0

System Health & Safety Suite

READY

Automated Golden Benchmark Validator & System Integrity Assurance (Prevents Broken Rules & APIs)

Total Assertions

- / -

Passed Checks

Failed Checks

Execution Latency

- ms

Automated Assertion Verification Log

Not executed yet

Status	Test Component / Assertion	Diagnostic Output
Click 'Run System Safety Check' above to execute regression suite.

City Tiering

Tier city structures into Metro and Non-metro lists.

Master Category Management

Define, edit and manage company & lead grading categories across all bank product rules

Total Categories

Active Categories

Mapped Product Rules

Live & Synced

#	Category Name	System Code	Description & Grading Scope	Status	Actions

Bank Company Category Management

Manage bank & company category mappings

Bank Name	Company Name	Category Name	Active	Actions
Loading...

Pincode Master List

Verify applicant residency locations against bank coverage lists.

Branch Configuration

Configure regional hubs and branch hierarchies.

Designation Listings

Configure employment designations and grade rules.

Incentive Models

Configure payout schemes for relationship agents.

Rewards Catalog

Manage promotional credit scores and rewards.

Loan Features

Tag special attributes (Top-up, BT options, Collaterals).

Company Clean Up

Alias resolution and naming standardization utilities.

Feature Toggles

Enable/disable underwriting rules logic in real-time.

Employee Management

Organize employee directories, branches, designations, and user profiles

EMP ID	USER / EMP NAME	COMPANY NAME	MOBILE (LOGIN ID)	UNIQUE PASSWORD	LEAD CAPPING LIMIT	LEADS CREATED	ROLE & DESIGNATION	BRANCH	STATUS	ACTIONS

Age Criteria

Residence & Employment Durations

Salary & Tenure

Non-listed Rules

Loan Amounts

Barrier

Conditional Threshold Rules

CIBIL & Other Criteria

Null/Without CIBIL Rules

EMI Calculation Rules

Status

Multiplier Configurations

FOIR % Configurations

Employment Rule

Bank Transfer Criteria

Top-Up & Lock-In Rules

Obligation Type

CIBIL Enquiry

Rental Income Rule

Pension Income Rule

Bonus Income Rule

Incentive Income Rule

Work Under Progress

Customer Records Directory

Loan & Applicant Profile Details

Applicant Details

Professional Information

Other Income Details

Loan Requirement Details

Available Document Proofs

Credit Summary

Eligible Banks (0)

Not Eligible Banks (0)

Identity & Access Control

Bank Management

Edit Bank

EMI Amount Config

Product Configurations

Companies Management

System Health & Safety Suite

Automated Assertion Verification Log

City Tiering

Master Category Management

Bank Company Category Management

Add New Category

Add Bank Company Mapping

Import from Excel/CSV

Add Company Record

Bulk Import Master Companies with CIN

Bulk Import Master Banks

Pincode Master List

Branch Configuration

Designation Listings

Incentive Models

Rewards Catalog

Loan Features

Company Clean Up

Feature Toggles

Create New Employee Profile

Test Loan Eligibility

Rajesh Kumar

Create New Product Rule

Add New Credit Line

CIBIL Bureau Report

Credit Rating Factors

Overall Debt & Risk Profile

4

₹11,600

₹1,468

Debt-to-Income (DTI) Simulator

4.2%

Days Past Due (DPD) Payment History

Add Bank / Partner Lender

Add EMI Factor Rule

Company Bank Categories

Credit Assessment Memory (CAM) & Obligations

Mandatory Rejection Reason

Mandatory Disbursement Capture